- step one valid ID (Passport, License, SSS)
- 1 Evidence of Charging (stamina, h2o, landline)
- Latest step 1-few days payslip or evidence of earnings
Charge & Fees
An operating payment from seven% are deducted from the web loaned amount for each and every canned financing. 5% a-day in addition to a late fee percentage off Php500.
- Bank Put (Over the counter, On the web Banking, ATM)
- Dragon Spend (7-eleven, Cebuana, LBC, SM Robinson Percentage Locations and Bayad Centers)
Borrower Obligations Through the Loan application
- Browse the package meticulously and make certain you know the brand new terminology before you sign.
- Do not overstate your income, a job years, and assets.
- Be honest throughout the early in the day or most recent borrowing from the bank difficulties; report all debts.
- Don’t list phony information about your loan app, and don’t promote untrue help data files.
As to the reasons Favor Vidalia Credit
Vidalia Financing might only be accessible to help you people in the Area Manila urban area. Nonetheless, undoubtedly, the financing goods are designed to uplift new existence of the people by taking care of their monetary needs. With a lot of funding companies on the Philippines, there are several reason why customers need to like Vidalia Lending.
Also offers zero Prepayment Penalty
With many loans penalizing users that require to cover their loaned amounts in advance, clients are welcome to accept its fund earlier than the owed times with Vidalia. They know one to specific users would like to get eliminate more worries and you may appeal money, and service him or her.
Simple and fast Procedure
Certain applications with Vidalia Credit are complete one hundred% online. Regardless of what customers should process the loan applications, the new acceptance processes is fast, and users can ascertain caused by their application for the loan within this 48 hours.
Also offers Low-Equity / No Guarantor Fund
The latest headache that every someone deal with when trying to get that loan is actually collateral otherwise a guarantor. Not many customers will be able to present guarantee when the you want arrives. Also to in addition to approach friends otherwise relatives to-be an effective guarantor can often be a stress. Few would like to show a comparable legal personal debt as the the new borrower without wearing some thing apart from a potential accountability.
Designed for Someone and you may Companies
The wonderful thing about Vidalia Financing is how they generate mortgage situations available not merely for individuals but for organizations appearing within increasing organizations. What makes their company financing far more attractive is they offer non-security business loans.
Vidalia Lending adheres to tight study privacy advice for the consumers. They ensures that most of the research and you may pointers distributed to them will never be mutual neither sold so you can external activities.
Zero Invisible Charges otherwise Costs
The new charge one to consumers would need to pay will be shown early in the process. He’s offered to and you may signed up for the actual charge and you will charges that they’ll need to pay in cycle of the loan label. They don’t have even to spend one fees after they accept the fund early.
Trying to get financing really is easy and fast. Consumers can be physically go to the web site out of Vidalia Lending to start the applying procedure by the simply clicking the redirect button from the the upper most recent web page then simply clicking the brand new funds point.
For first-time users, the maximum loanable count is Php10,one hundred thousand but also for recite borrowers, the maximum loanable number was Php fifteen,000.
Private Financing otherwise Income Money, customers could possibly get truly look at the website’s Personal loan section to put on private Funds or even the web site’s Paycheck loan area to use getting Income Fund. Following, initiate the loan software and start filling out the details.